Pradhan Mantri Awas Yojana (PMAY) Jharkhand – 1.27 Lakh Affordable Houses for Slum-Dwellers

1st November 2018 | Category: Jharkhand

The state government of Jharkhand will soon start a new housing scheme to construct 1.27 lakh affordable houses under Pradhan Mantri Awas Yojana for slum dwellers across the state. According to statement of Chief Minister Raghubar Das-led Jharkhand government will soon start a project to construct houses at affordable rates (G+3 category) gifting to people belonging to the poor community under the state housing scheme.

The state government will provide 53,000 houses in urban slum area and 74,000 houses for homeless BPL families in this housing scheme under Pradhan Mantri Awas Yojana (PMAY) and the registry of these houses will also be done at a cost of Just Rs.1

PM Awas Yojana Jharkhand – 1.27 Houses for Slum People

Chief Minister Raghubar Das-led has given a Diwali gift 1.27 lakh houses to poor families of the state. The people who do not have their own house will be eligible for this housing scheme. The main objective of this housing scheme (Pradhan Mantri Awas Yojana Jharkhand) is to provide home to every poor family across the state.

The total cost of construction is estimated to be about Rs.7.5 lakh per unit of house. To cover these expenses, Rs.1 lakh will be given by the centre, while Rs.1 lakh will be pooled in by the state government. The builder will also contribute a share of 55% while will decrease per unit cost by about Rs.4 lakh. The beneficiary will be liable to pay the remaining amount Rs.1.5 lakh.

The state government will provide houses to those who do not have their own house in any part of the country. The prospective seekers will have to produce a certificate issued by the revenue workers of their native sate. The people must mandatorily have a voter card and a bank account.

As per the statement, the cost of these houses is estimated around Rs.7 to 8 lakh. Out of this amount the beneficiary must shell out Rs.5 to 6 lakh, while the remaining amount will be paid by the central and state government. According to a survey conducted by the Municipal Corporation approximately 53,000 people are living in slums while there are 72,000 people without a home.

The government will collaborate with banks offering loans at lower interest rates for the beneficiaries of the scheme. Furthermore no mortagage will be required to avail these loans. The lock-in period of these houses will be 15 years, at the end of this period the owner will be able to sell the house.

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